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Personal Injury FAQ

Frequently Asked Questions

  • I was just in a motor vehicle accident. What should I do?

    First, you should never leave the scene of a motor vehicle accident or you could face possible criminal charges. Your first step should be to call an ambulance if you or someone is injured. Next, make sure your vehicle is not creating a hazard to other motorists on the road. Immediately call the police and file an accident report. Collect the names, addresses, phone numbers of any witnesses and all those included in the accident. It is also suggested you take photographs of the other driver’s license plate, any skid marks, vehicle damage, road obstructions and injuries.

  • After the police arrive, is it ok to speak with them?

    Yes, but never admit liability–this is a legal matter that will be investigated later. Whether you are the victim or the cause of an automobile accident, limit yourself to discussing the facts. You should avoid taking blame for the accident or making accusations.

  • Should I notify my insurance company of the accident?

    Yes. Most insurance companies require their policyholders to report every auto accident immediately so they can gather necessary information. Failure to do so could result in loss of coverage for the accident, but you should only provide the facts of the accident and avoid making statements about who was to blame. You should consult a personal injury attorney before providing any other information to the insurance company.

  • Should I notify the other driver's insurance company of the accident?

    No. You are not obligated to speak to them. If you provide the wrong information, it can make liability unclear and cause your case to be troubling to pursue.

  • Should I give any insurance company a recorded statement?

    No. You are only obligated to report the accident to your own insurance company. This does not require you to give a recorded statement to the other driver’s insurance company. You should not give a recorded statement until you have consulted with a knowledgeable personal injury lawyer. Insurance companies’ claims adjusters are professional negotiators with extensive experience and are well trained to ask questions in a manner designed to hurt your claim.

  • How do I know if my accident is considered a personal injury case?

    A personal injury attorney can assist in determining whether you have the grounds for a solid personal injury case. Your lawyer will have to prove that you were injured as well as the defendant was negligent and caused your injuries.

  • How soon after the accident should I get a lawyer?

    As soon as possible, especially if there were severe personal injuries or death included. Valuable evidence sometimes disappears, witnesses move, memories fade and the ability to prove your case could diminish. Our attorneys can also provide you proper guidance concerning medical treatment by a physician and advise you on how to deal with unpaid bills, insurance policy terms and questions about settlement values. Insurance adjusters are trained to save money for the insurance companies and if they can do that by making liability questionable or establishing that your medical claims are unfounded or unrelated, they may avoid having to pay for the full extent of your injuries.

  • What do I do if the other driver and insurance company denies liability?

    Liability is the easiest thing for insurance companies to dispute to avoid paying on a claim altogether. It is, therefore, not uncommon for the insurance company to dispute liability even if their driver is liable. In most cases, a police report is comprehensive enough to prove liability, but if liability isn’t clear from the police report, you will probably find that the insurance company will not offer you the full value for your case until you get a knowledgeable personal injury attorney to assist you in handling your claim. It then becomes our job to prove liability and that the other driver was to blame in causing the collision.

  • Who pays for my medical bills from my accident?

    The negligent party and their insurance company will be responsible for your losses and injuries that resulted from the accident. This includes medical, rehabilitation expenses and other treatment related expenses. If the driver at fault does not have adequate insurance, our attorneys can seek other methods of compensation.

  • Can I get reimbursed for the time off work because of my accident injuries?

    Yes. You shouldn’t have to use your sick time, vacation time and/or benefits. If the other driver is to blame, you should be able to get lost wages reimbursed for any time you missed due to doctor’s appointments or medical restrictions. You may also be entitled to future lost wages and loss of wage-earning capacity if you are unable to return to your job. Make sure to get documentation from your employer in the form of timesheet reports, pay stubs or other company documentation indicating that you have lost wages because of the wreck.

  • What should I do about the damages to my vehicle?

    Depending on the type of motor vehicle insurance you carry, you may simply be able to call your own insurance company about repairing your car. If you have the right coverage, your insurance company will pay for the repairs to your vehicle. If the at-fault party admits liability, you may then seek reimbursement from the at-fault driver’s insurance company.

  • Who is responsible for providing me with a rental car while my vehicle is being repaired?

    The at-fault driver’s insurance company should provide you with a rental car to drive while the repairs to your motor vehicle are being made. This can be a big hassle if insurance company is disputing liability or if they require time to authorize a rental. If you have rental car coverage on your own insurance company, you should call your insurance company about getting them to provide you with a rental car and let them directly seek reimbursement from the liable insurance provider.

  • How soon must I seek medical care for a personal injury lawsuit before I forever lose the right to do so?

    According to PIP laws in Florida, you have 14 days to seek medical assistance.

Client Testimonials

Real Stories, Real Recoveries
  • “They remain on top of everything !”

    - Stacia D.
  • “I had a lot of peace of mind being their client as I knew I had nothing to worry about.”

    - Carlos G.
  • “I would recommend them after 3 very different cases. They have been available and supportive just when needed most, and I am very grateful.”

    - Leland L.

Every Case Matters

Over $100 Million in Successful Verdicts & Settlements
  • Fatal Truck Accident $3,000,000

    We recovered $3 million for the family of a pedestrian who was fatally struck in a truck accident.

  • Slip & Fall $2,950,000

    Our client slipped and fell on commercial private property due to a leaking roof. As a result, Ginnis & Krathen, P.A. was able to secure $2.95 million for our client.

  • Rear-End Car Accident $2,000,000

    Ginnis and Krathen successfully resolved a rear-end motor vehicle crash on behalf of their clients in the amount of $2,000,000.00. Our clients were driving south on I-95 when they were rear-ended by a tractor-trailer. The force of the crash was so significant that it sent our clients’ vehicle into a wooded area on the side of the road.

  • Motorcycle Accident $1,520,000

    Ginnis and Krathen successfully resolved a motorcycle crash involving a fatality in the amount of $1,520,000.00. The decedent was killed when his motorcycle was struck by a commercial vehicle.

  • Sidewalk Fall $1,400,000

    Ginnis and Krathen successfully resolved a Slip and Fall case on behalf of their client in the amount of $1,400,000. Due to the negligence of Defendant, our client fell in the common area of a 55+ condominium community and sustained significant injuries.

  • Rear-End Car Accident $1,350,000

    A drunk, uninsured driver going 60-70 mph crashed into the rear of a vehicle with a man and woman in their 70s and a 99-year-old passenger. Attorneys Eric Ginnis and H. Ross Zelnick successfully negotiated to obtain a $1.35 million settlement for the two seniors and the estate of the 99-year-old decedent.

  • Slip and Fall – Slippery Floor $950,000

    Our client slipped and fell on a very slippery polished marble floor. The carrier denied liability prior to a lawsuit being initiated. The attorneys at Ginnis & Krathen, P.A., after contested litigation,  we were able to reach a settlement for our client in the amount of $950,000.

  • Side-Swipe Auto Accident $900,000

    Ginnis and Krathen successfully resolved a side-swipe motor vehicle crash on behalf of their client in the amount of $900,000.00. Our client was operating his motor vehicle when he was sideswiped by another motor vehicle.

  • Automobile T-Bone Accident $750,000

    While traveling in their vehicle, our clients were struck on the side by a large pickup truck. Through aggressive presuit negotiations, with the Defendant’s insurance company, our attorneys were able to settle the case in an amount of $750,000.

  • Auto Sideswipe $650,000

    Our client was sideswiped by another vehicle and sustained injuries due to the crash. Our attorneys were able to settle the case in the amount of $650,000 for our client.

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What Makes Us Different

Learn About Our Unique Approach
  • Proven Record of Success

    We have recovered millions of dollars in successful verdicts and settlements, including a seven-figure case that another firm turned down.

  • Trial-Ready Legal Advocacy

    Our personal injury attorneys have extensive jury trial experience and have collectively tried more than 250 jury trials to verdict.

  • Extensive Medical Resources

    Our firm benefits from a qualified network of medical experts who will waste no time in assessing your injuries, no matter how extensive.

  • A Network of Support

    When you hire us, you will benefit from the unwavering support of our attorneys, legal staff, forensic investigators and more. 

  • Personalized Legal Approach

    As our client, you can rest assured that your case will receive the personalized care and attention of a knowledgeable senior partner — no matter the size.

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